LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,410
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,823
−HK$1,435/mo
Today · 4.125%
HK$48,258
baseline
▲ 0.50% · 4.625%
HK$51,194
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,516/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,518
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,873
−HK$1,375/mo
Today · 4.125%
HK$53,248
baseline
▲ 0.50% · 4.625%
HK$56,054
+HK$2,806/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,496/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,492
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,187
−HK$1,722/mo
Today · 4.125%
HK$57,909
baseline
▲ 0.50% · 4.625%
HK$61,433
+HK$3,524/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,818/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,622
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,248
−HK$1,649/mo
Today · 4.125%
HK$63,897
baseline
▲ 0.50% · 4.625%
HK$67,265
+HK$3,368/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,794/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,574
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,552
−HK$2,009/mo
Today · 4.125%
HK$67,561
baseline
▲ 0.50% · 4.625%
HK$71,672
+HK$4,111/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,122/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,726
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,622
−HK$1,925/mo
Today · 4.125%
HK$74,547
baseline
▲ 0.50% · 4.625%
HK$78,476
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,094/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,738
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,281
−HK$2,583/mo
Today · 4.125%
HK$86,864
baseline
▲ 0.50% · 4.625%
HK$92,149
+HK$5,285/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,728/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,933
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,372
−HK$2,474/mo
Today · 4.125%
HK$95,846
baseline
▲ 0.50% · 4.625%
HK$100,898
+HK$5,052/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,692/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,794 · Scale 2, in force from 26 Feb 2026)