LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,411
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,824
−HK$1,435/mo
Today · 4.125%
HK$48,259
baseline
▲ 0.50% · 4.625%
HK$51,195
+HK$2,936/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,518/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,520
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,874
−HK$1,375/mo
Today · 4.125%
HK$53,249
baseline
▲ 0.50% · 4.625%
HK$56,056
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,498/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,493
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,189
−HK$1,722/mo
Today · 4.125%
HK$57,911
baseline
▲ 0.50% · 4.625%
HK$61,434
+HK$3,523/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,822/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,623
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,249
−HK$1,650/mo
Today · 4.125%
HK$63,899
baseline
▲ 0.50% · 4.625%
HK$67,267
+HK$3,368/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,798/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,576
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,553
−HK$2,009/mo
Today · 4.125%
HK$67,562
baseline
▲ 0.50% · 4.625%
HK$71,673
+HK$4,111/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,124/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,727
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,624
−HK$1,925/mo
Today · 4.125%
HK$74,549
baseline
▲ 0.50% · 4.625%
HK$78,478
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,098/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,740
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,283
−HK$2,583/mo
Today · 4.125%
HK$86,866
baseline
▲ 0.50% · 4.625%
HK$92,152
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,732/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,935
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,374
−HK$2,474/mo
Today · 4.125%
HK$95,848
baseline
▲ 0.50% · 4.625%
HK$100,900
+HK$5,052/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,696/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,812 · Scale 2, in force from 26 Feb 2026)