LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,411
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,824
−HK$1,435/mo
Today · 4.125%
HK$48,259
baseline
▲ 0.50% · 4.625%
HK$51,196
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,518/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,520
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,875
−HK$1,374/mo
Today · 4.125%
HK$53,249
baseline
▲ 0.50% · 4.625%
HK$56,056
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,498/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,494
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,189
−HK$1,722/mo
Today · 4.125%
HK$57,911
baseline
▲ 0.50% · 4.625%
HK$61,435
+HK$3,524/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,822/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,624
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,250
−HK$1,649/mo
Today · 4.125%
HK$63,899
baseline
▲ 0.50% · 4.625%
HK$67,267
+HK$3,368/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,798/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,576
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,554
−HK$2,009/mo
Today · 4.125%
HK$67,563
baseline
▲ 0.50% · 4.625%
HK$71,674
+HK$4,111/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,126/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,728
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,625
−HK$1,924/mo
Today · 4.125%
HK$74,549
baseline
▲ 0.50% · 4.625%
HK$78,478
+HK$3,929/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,098/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,741
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,283
−HK$2,583/mo
Today · 4.125%
HK$86,866
baseline
▲ 0.50% · 4.625%
HK$92,152
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,732/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,936
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,374
−HK$2,475/mo
Today · 4.125%
HK$95,849
baseline
▲ 0.50% · 4.625%
HK$100,901
+HK$5,052/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,698/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,815 · Scale 2, in force from 26 Feb 2026)