LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,413
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,826
−HK$1,435/mo
Today · 4.125%
HK$48,261
baseline
▲ 0.50% · 4.625%
HK$51,198
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,522/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,522
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,877
−HK$1,374/mo
Today · 4.125%
HK$53,251
baseline
▲ 0.50% · 4.625%
HK$56,058
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,502/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,496
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,191
−HK$1,722/mo
Today · 4.125%
HK$57,913
baseline
▲ 0.50% · 4.625%
HK$61,437
+HK$3,524/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,826/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,626
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,252
−HK$1,650/mo
Today · 4.125%
HK$63,902
baseline
▲ 0.50% · 4.625%
HK$67,270
+HK$3,368/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,804/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,578
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,556
−HK$2,009/mo
Today · 4.125%
HK$67,565
baseline
▲ 0.50% · 4.625%
HK$71,677
+HK$4,112/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,130/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,730
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,627
−HK$1,925/mo
Today · 4.125%
HK$74,552
baseline
▲ 0.50% · 4.625%
HK$78,482
+HK$3,930/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,104/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,744
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,286
−HK$2,584/mo
Today · 4.125%
HK$86,870
baseline
▲ 0.50% · 4.625%
HK$92,156
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,740/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,939
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,378
−HK$2,474/mo
Today · 4.125%
HK$95,852
baseline
▲ 0.50% · 4.625%
HK$100,905
+HK$5,053/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,704/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,844 · Scale 2, in force from 26 Feb 2026)