LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,414
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,827
−HK$1,435/mo
Today · 4.125%
HK$48,262
baseline
▲ 0.50% · 4.625%
HK$51,199
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,524/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,523
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,878
−HK$1,374/mo
Today · 4.125%
HK$53,252
baseline
▲ 0.50% · 4.625%
HK$56,059
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,504/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$746,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,497
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,192
−HK$1,722/mo
Today · 4.125%
HK$57,914
baseline
▲ 0.50% · 4.625%
HK$61,438
+HK$3,524/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,828/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,627
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,253
−HK$1,650/mo
Today · 4.125%
HK$63,903
baseline
▲ 0.50% · 4.625%
HK$67,271
+HK$3,368/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,806/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,580
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,557
−HK$2,010/mo
Today · 4.125%
HK$67,567
baseline
▲ 0.50% · 4.625%
HK$71,678
+HK$4,111/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,134/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,732
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,629
−HK$1,924/mo
Today · 4.125%
HK$74,553
baseline
▲ 0.50% · 4.625%
HK$78,483
+HK$3,930/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,106/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,745
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,288
−HK$2,583/mo
Today · 4.125%
HK$86,871
baseline
▲ 0.50% · 4.625%
HK$92,157
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,742/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,941
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,380
−HK$2,474/mo
Today · 4.125%
HK$95,854
baseline
▲ 0.50% · 4.625%
HK$100,907
+HK$5,053/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,708/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,859 · Scale 2, in force from 26 Feb 2026)