LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,414
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,827
−HK$1,435/mo
Today · 4.125%
HK$48,262
baseline
▲ 0.50% · 4.625%
HK$51,199
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,524/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,523
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,878
−HK$1,375/mo
Today · 4.125%
HK$53,253
baseline
▲ 0.50% · 4.625%
HK$56,060
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,506/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,497
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,193
−HK$1,722/mo
Today · 4.125%
HK$57,915
baseline
▲ 0.50% · 4.625%
HK$61,439
+HK$3,524/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,830/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,628
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,254
−HK$1,649/mo
Today · 4.125%
HK$63,903
baseline
▲ 0.50% · 4.625%
HK$67,272
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,806/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,580
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,558
−HK$2,009/mo
Today · 4.125%
HK$67,567
baseline
▲ 0.50% · 4.625%
HK$71,679
+HK$4,112/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$135,134/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,732
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,629
−HK$1,925/mo
Today · 4.125%
HK$74,554
baseline
▲ 0.50% · 4.625%
HK$78,484
+HK$3,930/mo
Deposit HK$5.97M · loan HK$13.94M · min. income ≈ HK$149,108/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,746
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,289
−HK$2,583/mo
Today · 4.125%
HK$86,872
baseline
▲ 0.50% · 4.625%
HK$92,158
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$173,744/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,942
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,381
−HK$2,474/mo
Today · 4.125%
HK$95,855
baseline
▲ 0.50% · 4.625%
HK$100,908
+HK$5,053/mo
Deposit HK$1.99M · loan HK$17.92M · min. income ≈ HK$191,710/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,865 · Scale 2, in force from 26 Feb 2026)