LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,416
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,829
−HK$1,435/mo
Today · 4.125%
HK$48,264
baseline
▲ 0.50% · 4.625%
HK$51,201
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,528/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,525
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$51,880
−HK$1,374/mo
Today · 4.125%
HK$53,254
baseline
▲ 0.50% · 4.625%
HK$56,062
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,508/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,499
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,194
−HK$1,723/mo
Today · 4.125%
HK$57,917
baseline
▲ 0.50% · 4.625%
HK$61,441
+HK$3,524/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,834/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,630
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,256
−HK$1,649/mo
Today · 4.125%
HK$63,905
baseline
▲ 0.50% · 4.625%
HK$67,274
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,810/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,582
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,560
−HK$2,009/mo
Today · 4.125%
HK$67,569
baseline
▲ 0.50% · 4.625%
HK$71,681
+HK$4,112/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$135,138/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,735
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,632
−HK$1,924/mo
Today · 4.125%
HK$74,556
baseline
▲ 0.50% · 4.625%
HK$78,486
+HK$3,930/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$149,112/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,749
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,292
−HK$2,583/mo
Today · 4.125%
HK$86,875
baseline
▲ 0.50% · 4.625%
HK$92,161
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,750/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,945
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,384
−HK$2,474/mo
Today · 4.125%
HK$95,858
baseline
▲ 0.50% · 4.625%
HK$100,911
+HK$5,053/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,716/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,889 · Scale 2, in force from 26 Feb 2026)