LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,417
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,830
−HK$1,435/mo
Today · 4.125%
HK$48,265
baseline
▲ 0.50% · 4.625%
HK$51,202
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,530/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,526
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,881
−HK$1,375/mo
Today · 4.125%
HK$53,256
baseline
▲ 0.50% · 4.625%
HK$56,063
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,512/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,501
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$56,196
−HK$1,722/mo
Today · 4.125%
HK$57,918
baseline
▲ 0.50% · 4.625%
HK$61,443
+HK$3,525/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,836/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,632
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,258
−HK$1,649/mo
Today · 4.125%
HK$63,907
baseline
▲ 0.50% · 4.625%
HK$67,276
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,814/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,584
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,562
−HK$2,010/mo
Today · 4.125%
HK$67,572
baseline
▲ 0.50% · 4.625%
HK$71,683
+HK$4,111/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$135,144/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,737
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,634
−HK$1,925/mo
Today · 4.125%
HK$74,559
baseline
▲ 0.50% · 4.625%
HK$78,489
+HK$3,930/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$149,118/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,751
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,294
−HK$2,584/mo
Today · 4.125%
HK$86,878
baseline
▲ 0.50% · 4.625%
HK$92,164
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,756/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,947
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,387
−HK$2,474/mo
Today · 4.125%
HK$95,861
baseline
▲ 0.50% · 4.625%
HK$100,914
+HK$5,053/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,722/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,912 · Scale 2, in force from 26 Feb 2026)