LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,419
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,831
−HK$1,436/mo
Today · 4.125%
HK$48,267
baseline
▲ 0.50% · 4.625%
HK$51,204
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,534/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,528
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,883
−HK$1,375/mo
Today · 4.125%
HK$53,258
baseline
▲ 0.50% · 4.625%
HK$56,065
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,516/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,502
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,198
−HK$1,722/mo
Today · 4.125%
HK$57,920
baseline
▲ 0.50% · 4.625%
HK$61,445
+HK$3,525/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,840/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,633
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,260
−HK$1,649/mo
Today · 4.125%
HK$63,909
baseline
▲ 0.50% · 4.625%
HK$67,278
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,818/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,586
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,564
−HK$2,010/mo
Today · 4.125%
HK$67,574
baseline
▲ 0.50% · 4.625%
HK$71,685
+HK$4,111/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$135,148/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,739
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,636
−HK$1,925/mo
Today · 4.125%
HK$74,561
baseline
▲ 0.50% · 4.625%
HK$78,491
+HK$3,930/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$149,122/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,754
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,297
−HK$2,583/mo
Today · 4.125%
HK$86,880
baseline
▲ 0.50% · 4.625%
HK$92,167
+HK$5,287/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,760/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,950
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,389
−HK$2,475/mo
Today · 4.125%
HK$95,864
baseline
▲ 0.50% · 4.625%
HK$100,917
+HK$5,053/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,728/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,934 · Scale 2, in force from 26 Feb 2026)