LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,419
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,832
−HK$1,435/mo
Today · 4.125%
HK$48,267
baseline
▲ 0.50% · 4.625%
HK$51,204
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,534/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,528
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,883
−HK$1,375/mo
Today · 4.125%
HK$53,258
baseline
▲ 0.50% · 4.625%
HK$56,065
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,516/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,503
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,198
−HK$1,723/mo
Today · 4.125%
HK$57,921
baseline
▲ 0.50% · 4.625%
HK$61,445
+HK$3,524/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,842/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,634
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,260
−HK$1,650/mo
Today · 4.125%
HK$63,910
baseline
▲ 0.50% · 4.625%
HK$67,278
+HK$3,368/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,820/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,587
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,565
−HK$2,009/mo
Today · 4.125%
HK$67,574
baseline
▲ 0.50% · 4.625%
HK$71,686
+HK$4,112/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$135,148/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,739
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,637
−HK$1,924/mo
Today · 4.125%
HK$74,561
baseline
▲ 0.50% · 4.625%
HK$78,492
+HK$3,931/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$149,122/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,754
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,297
−HK$2,584/mo
Today · 4.125%
HK$86,881
baseline
▲ 0.50% · 4.625%
HK$92,167
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,762/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,951
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,390
−HK$2,475/mo
Today · 4.125%
HK$95,865
baseline
▲ 0.50% · 4.625%
HK$100,918
+HK$5,053/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,730/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,940 · Scale 2, in force from 26 Feb 2026)