LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,419
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,832
−HK$1,436/mo
Today · 4.125%
HK$48,268
baseline
▲ 0.50% · 4.625%
HK$51,205
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,536/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,529
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,884
−HK$1,375/mo
Today · 4.125%
HK$53,259
baseline
▲ 0.50% · 4.625%
HK$56,066
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,518/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,503
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,199
−HK$1,722/mo
Today · 4.125%
HK$57,921
baseline
▲ 0.50% · 4.625%
HK$61,445
+HK$3,524/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,842/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,634
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,260
−HK$1,650/mo
Today · 4.125%
HK$63,910
baseline
▲ 0.50% · 4.625%
HK$67,279
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,820/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,587
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,565
−HK$2,010/mo
Today · 4.125%
HK$67,575
baseline
▲ 0.50% · 4.625%
HK$71,686
+HK$4,111/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$135,150/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,740
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,637
−HK$1,925/mo
Today · 4.125%
HK$74,562
baseline
▲ 0.50% · 4.625%
HK$78,492
+HK$3,930/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$149,124/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,755
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,298
−HK$2,584/mo
Today · 4.125%
HK$86,882
baseline
▲ 0.50% · 4.625%
HK$92,168
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,764/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,951
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,391
−HK$2,474/mo
Today · 4.125%
HK$95,865
baseline
▲ 0.50% · 4.625%
HK$100,918
+HK$5,053/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,730/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,946 · Scale 2, in force from 26 Feb 2026)