LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,420
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,833
−HK$1,436/mo
Today · 4.125%
HK$48,269
baseline
▲ 0.50% · 4.625%
HK$51,206
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,538/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,530
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,885
−HK$1,375/mo
Today · 4.125%
HK$53,260
baseline
▲ 0.50% · 4.625%
HK$56,067
+HK$2,807/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,520/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,504
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,200
−HK$1,722/mo
Today · 4.125%
HK$57,922
baseline
▲ 0.50% · 4.625%
HK$61,447
+HK$3,525/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,844/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,636
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$62,262
−HK$1,649/mo
Today · 4.125%
HK$63,911
baseline
▲ 0.50% · 4.625%
HK$67,280
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,822/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,588
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,566
−HK$2,010/mo
Today · 4.125%
HK$67,576
baseline
▲ 0.50% · 4.625%
HK$71,688
+HK$4,112/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$135,152/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,741
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,639
−HK$1,924/mo
Today · 4.125%
HK$74,563
baseline
▲ 0.50% · 4.625%
HK$78,494
+HK$3,931/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$149,126/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,757
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,300
−HK$2,583/mo
Today · 4.125%
HK$86,883
baseline
▲ 0.50% · 4.625%
HK$92,170
+HK$5,287/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,766/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,953
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,393
−HK$2,474/mo
Today · 4.125%
HK$95,867
baseline
▲ 0.50% · 4.625%
HK$100,921
+HK$5,054/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,734/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,961 · Scale 2, in force from 26 Feb 2026)