LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,422
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,835
−HK$1,436/mo
Today · 4.125%
HK$48,271
baseline
▲ 0.50% · 4.625%
HK$51,208
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,542/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,532
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,887
−HK$1,375/mo
Today · 4.125%
HK$53,262
baseline
▲ 0.50% · 4.625%
HK$56,070
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,524/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$746,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,507
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,202
−HK$1,723/mo
Today · 4.125%
HK$57,925
baseline
▲ 0.50% · 4.625%
HK$61,450
+HK$3,525/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,850/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,638
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,265
−HK$1,650/mo
Today · 4.125%
HK$63,915
baseline
▲ 0.50% · 4.625%
HK$67,284
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,830/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$746,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,591
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,569
−HK$2,010/mo
Today · 4.125%
HK$67,579
baseline
▲ 0.50% · 4.625%
HK$71,691
+HK$4,112/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$135,158/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,745
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,642
−HK$1,925/mo
Today · 4.125%
HK$74,567
baseline
▲ 0.50% · 4.625%
HK$78,497
+HK$3,930/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$149,134/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$746,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,760
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,304
−HK$2,584/mo
Today · 4.125%
HK$86,888
baseline
▲ 0.50% · 4.625%
HK$92,174
+HK$5,286/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,776/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,958
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,397
−HK$2,475/mo
Today · 4.125%
HK$95,872
baseline
▲ 0.50% · 4.625%
HK$100,925
+HK$5,053/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,744/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$746,996 · Scale 2, in force from 26 Feb 2026)