LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,424
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,837
−HK$1,436/mo
Today · 4.125%
HK$48,273
baseline
▲ 0.50% · 4.625%
HK$51,210
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,546/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,534
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,890
−HK$1,374/mo
Today · 4.125%
HK$53,264
baseline
▲ 0.50% · 4.625%
HK$56,072
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,528/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,509
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,205
−HK$1,723/mo
Today · 4.125%
HK$57,928
baseline
▲ 0.50% · 4.625%
HK$61,452
+HK$3,524/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,856/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,641
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,267
−HK$1,650/mo
Today · 4.125%
HK$63,917
baseline
▲ 0.50% · 4.625%
HK$67,286
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,834/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,594
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,572
−HK$2,010/mo
Today · 4.125%
HK$67,582
baseline
▲ 0.50% · 4.625%
HK$71,694
+HK$4,112/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$135,164/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,748
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,645
−HK$1,925/mo
Today · 4.125%
HK$74,570
baseline
▲ 0.50% · 4.625%
HK$78,501
+HK$3,931/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$149,140/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,764
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,307
−HK$2,584/mo
Today · 4.125%
HK$86,891
baseline
▲ 0.50% · 4.625%
HK$92,178
+HK$5,287/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,782/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,962
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,401
−HK$2,475/mo
Today · 4.125%
HK$95,876
baseline
▲ 0.50% · 4.625%
HK$100,930
+HK$5,054/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,752/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,029 · Scale 2, in force from 26 Feb 2026)