LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,425
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,838
−HK$1,435/mo
Today · 4.125%
HK$48,273
baseline
▲ 0.50% · 4.625%
HK$51,211
+HK$2,938/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,546/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,535
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,890
−HK$1,375/mo
Today · 4.125%
HK$53,265
baseline
▲ 0.50% · 4.625%
HK$56,073
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,530/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,510
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,205
−HK$1,723/mo
Today · 4.125%
HK$57,928
baseline
▲ 0.50% · 4.625%
HK$61,453
+HK$3,525/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,856/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,642
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$62,268
−HK$1,650/mo
Today · 4.125%
HK$63,918
baseline
▲ 0.50% · 4.625%
HK$67,287
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,836/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,595
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,573
−HK$2,010/mo
Today · 4.125%
HK$67,583
baseline
▲ 0.50% · 4.625%
HK$71,695
+HK$4,112/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$135,166/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,749
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,646
−HK$1,925/mo
Today · 4.125%
HK$74,571
baseline
▲ 0.50% · 4.625%
HK$78,502
+HK$3,931/mo
Deposit HK$5.98M · loan HK$13.94M · min. income ≈ HK$149,142/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,765
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,308
−HK$2,584/mo
Today · 4.125%
HK$86,892
baseline
▲ 0.50% · 4.625%
HK$92,179
+HK$5,287/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,784/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,963
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,402
−HK$2,475/mo
Today · 4.125%
HK$95,877
baseline
▲ 0.50% · 4.625%
HK$100,931
+HK$5,054/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,754/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,037 · Scale 2, in force from 26 Feb 2026)