LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,428
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$46,841
−HK$1,435/mo
Today · 4.125%
HK$48,276
baseline
▲ 0.50% · 4.625%
HK$51,214
+HK$2,938/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,552/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,538
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,893
−HK$1,375/mo
Today · 4.125%
HK$53,268
baseline
▲ 0.50% · 4.625%
HK$56,076
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,536/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,513
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,209
−HK$1,723/mo
Today · 4.125%
HK$57,932
baseline
▲ 0.50% · 4.625%
HK$61,456
+HK$3,524/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,864/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,645
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,272
−HK$1,650/mo
Today · 4.125%
HK$63,922
baseline
▲ 0.50% · 4.625%
HK$67,291
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,844/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,599
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,577
−HK$2,010/mo
Today · 4.125%
HK$67,587
baseline
▲ 0.50% · 4.625%
HK$71,699
+HK$4,112/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,174/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,753
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,650
−HK$1,925/mo
Today · 4.125%
HK$74,575
baseline
▲ 0.50% · 4.625%
HK$78,506
+HK$3,931/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,150/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,770
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,313
−HK$2,584/mo
Today · 4.125%
HK$86,897
baseline
▲ 0.50% · 4.625%
HK$92,185
+HK$5,288/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,794/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,968
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,408
−HK$2,475/mo
Today · 4.125%
HK$95,883
baseline
▲ 0.50% · 4.625%
HK$100,937
+HK$5,054/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,766/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,080 · Scale 2, in force from 26 Feb 2026)