LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,431
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,844
−HK$1,436/mo
Today · 4.125%
HK$48,280
baseline
▲ 0.50% · 4.625%
HK$51,217
+HK$2,937/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,560/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,541
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,897
−HK$1,375/mo
Today · 4.125%
HK$53,272
baseline
▲ 0.50% · 4.625%
HK$56,080
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,544/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,517
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$56,213
−HK$1,722/mo
Today · 4.125%
HK$57,935
baseline
▲ 0.50% · 4.625%
HK$61,461
+HK$3,526/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,870/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,649
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,276
−HK$1,650/mo
Today · 4.125%
HK$63,926
baseline
▲ 0.50% · 4.625%
HK$67,296
+HK$3,370/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,852/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,603
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,581
−HK$2,010/mo
Today · 4.125%
HK$67,591
baseline
▲ 0.50% · 4.625%
HK$71,704
+HK$4,113/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,182/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,758
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,655
−HK$1,925/mo
Today · 4.125%
HK$74,580
baseline
▲ 0.50% · 4.625%
HK$78,512
+HK$3,932/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,160/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,775
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,319
−HK$2,584/mo
Today · 4.125%
HK$86,903
baseline
▲ 0.50% · 4.625%
HK$92,191
+HK$5,288/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,806/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,974
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,414
−HK$2,475/mo
Today · 4.125%
HK$95,889
baseline
▲ 0.50% · 4.625%
HK$100,943
+HK$5,054/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,778/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,130 · Scale 2, in force from 26 Feb 2026)