LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,431
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,844
−HK$1,436/mo
Today · 4.125%
HK$48,280
baseline
▲ 0.50% · 4.625%
HK$51,218
+HK$2,938/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,560/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,542
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$51,897
−HK$1,375/mo
Today · 4.125%
HK$53,272
baseline
▲ 0.50% · 4.625%
HK$56,080
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,544/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,517
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,213
−HK$1,723/mo
Today · 4.125%
HK$57,936
baseline
▲ 0.50% · 4.625%
HK$61,461
+HK$3,525/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,872/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,650
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,277
−HK$1,650/mo
Today · 4.125%
HK$63,927
baseline
▲ 0.50% · 4.625%
HK$67,296
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,854/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,603
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,582
−HK$2,010/mo
Today · 4.125%
HK$67,592
baseline
▲ 0.50% · 4.625%
HK$71,705
+HK$4,113/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,184/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,758
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,656
−HK$1,925/mo
Today · 4.125%
HK$74,581
baseline
▲ 0.50% · 4.625%
HK$78,512
+HK$3,931/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,162/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,776
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,320
−HK$2,584/mo
Today · 4.125%
HK$86,904
baseline
▲ 0.50% · 4.625%
HK$92,192
+HK$5,288/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,808/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,975
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,415
−HK$2,475/mo
Today · 4.125%
HK$95,890
baseline
▲ 0.50% · 4.625%
HK$100,944
+HK$5,054/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,780/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,138 · Scale 2, in force from 26 Feb 2026)