LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,433
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,846
−HK$1,436/mo
Today · 4.125%
HK$48,282
baseline
▲ 0.50% · 4.625%
HK$51,220
+HK$2,938/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,564/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,544
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,900
−HK$1,375/mo
Today · 4.125%
HK$53,275
baseline
▲ 0.50% · 4.625%
HK$56,083
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,550/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,520
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,216
−HK$1,723/mo
Today · 4.125%
HK$57,939
baseline
▲ 0.50% · 4.625%
HK$61,464
+HK$3,525/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,878/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,653
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,279
−HK$1,651/mo
Today · 4.125%
HK$63,930
baseline
▲ 0.50% · 4.625%
HK$67,299
+HK$3,369/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,860/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,606
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,585
−HK$2,010/mo
Today · 4.125%
HK$67,595
baseline
▲ 0.50% · 4.625%
HK$71,708
+HK$4,113/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,190/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,762
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,659
−HK$1,926/mo
Today · 4.125%
HK$74,585
baseline
▲ 0.50% · 4.625%
HK$78,516
+HK$3,931/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,170/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,780
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,324
−HK$2,584/mo
Today · 4.125%
HK$86,908
baseline
▲ 0.50% · 4.625%
HK$92,196
+HK$5,288/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,816/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,979
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,419
−HK$2,475/mo
Today · 4.125%
HK$95,894
baseline
▲ 0.50% · 4.625%
HK$100,949
+HK$5,055/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,788/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,173 · Scale 2, in force from 26 Feb 2026)