LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,434
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,847
−HK$1,436/mo
Today · 4.125%
HK$48,283
baseline
▲ 0.50% · 4.625%
HK$51,221
+HK$2,938/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,566/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,545
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,900
−HK$1,376/mo
Today · 4.125%
HK$53,276
baseline
▲ 0.50% · 4.625%
HK$56,084
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,552/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,521
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,217
−HK$1,723/mo
Today · 4.125%
HK$57,940
baseline
▲ 0.50% · 4.625%
HK$61,465
+HK$3,525/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$115,880/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,654
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,280
−HK$1,651/mo
Today · 4.125%
HK$63,931
baseline
▲ 0.50% · 4.625%
HK$67,301
+HK$3,370/mo
Deposit HK$7.97M · loan HK$11.95M · min. income ≈ HK$127,862/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,607
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,586
−HK$2,010/mo
Today · 4.125%
HK$67,596
baseline
▲ 0.50% · 4.625%
HK$71,709
+HK$4,113/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,192/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,763
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,661
−HK$1,925/mo
Today · 4.125%
HK$74,586
baseline
▲ 0.50% · 4.625%
HK$78,517
+HK$3,931/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,172/mo (50% DSR)
Upfront cash ≈ HK$6.72M (deposit + AVD stamp duty HK$747,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,781
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,325
−HK$2,584/mo
Today · 4.125%
HK$86,909
baseline
▲ 0.50% · 4.625%
HK$92,198
+HK$5,289/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,818/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,981
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,421
−HK$2,475/mo
Today · 4.125%
HK$95,896
baseline
▲ 0.50% · 4.625%
HK$100,951
+HK$5,055/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,792/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,185 · Scale 2, in force from 26 Feb 2026)