LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,438
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,851
−HK$1,436/mo
Today · 4.125%
HK$48,287
baseline
▲ 0.50% · 4.625%
HK$51,225
+HK$2,938/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,574/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,549
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,905
−HK$1,375/mo
Today · 4.125%
HK$53,280
baseline
▲ 0.50% · 4.625%
HK$56,088
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,560/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,525
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,221
−HK$1,723/mo
Today · 4.125%
HK$57,944
baseline
▲ 0.50% · 4.625%
HK$61,470
+HK$3,526/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,888/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,659
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,286
−HK$1,650/mo
Today · 4.125%
HK$63,936
baseline
▲ 0.50% · 4.625%
HK$67,306
+HK$3,370/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,872/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,613
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,591
−HK$2,011/mo
Today · 4.125%
HK$67,602
baseline
▲ 0.50% · 4.625%
HK$71,715
+HK$4,113/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,204/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,769
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,667
−HK$1,925/mo
Today · 4.125%
HK$74,592
baseline
▲ 0.50% · 4.625%
HK$78,524
+HK$3,932/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,184/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,788
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,332
−HK$2,585/mo
Today · 4.125%
HK$86,917
baseline
▲ 0.50% · 4.625%
HK$92,205
+HK$5,288/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,834/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,988
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,428
−HK$2,476/mo
Today · 4.125%
HK$95,904
baseline
▲ 0.50% · 4.625%
HK$100,959
+HK$5,055/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,808/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,247 · Scale 2, in force from 26 Feb 2026)