LTV · monthly repayment
▼ 0.50% · 3.625%
HK$454,389
−HK$28,494/mo
▼ 0.25% · 3.875%
HK$468,523
−HK$14,360/mo
Today · 4.125%
HK$482,883
baseline
▲ 0.50% · 4.625%
HK$512,265
+HK$29,382/mo
Deposit HK$99.64M · loan HK$99.64M · min. income ≈ HK$965,766/mo (50% DSR)
Upfront cash ≈ HK$112.59M (deposit + AVD stamp duty HK$12,952,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$505,503
−HK$27,310/mo
▼ 0.25% · 3.875%
HK$519,060
−HK$13,753/mo
Today · 4.125%
HK$532,813
baseline
▲ 0.50% · 4.625%
HK$560,899
+HK$28,086/mo
Deposit HK$99.64M · loan HK$99.64M · min. income ≈ HK$1,065,626/mo (50% DSR)
Upfront cash ≈ HK$112.59M (deposit + AVD stamp duty HK$12,952,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$545,266
−HK$34,193/mo
▼ 0.25% · 3.875%
HK$562,227
−HK$17,232/mo
Today · 4.125%
HK$579,459
baseline
▲ 0.50% · 4.625%
HK$614,718
+HK$35,259/mo
Deposit HK$79.71M · loan HK$119.56M · min. income ≈ HK$1,158,918/mo (50% DSR)
Upfront cash ≈ HK$92.66M (deposit + AVD stamp duty HK$12,952,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$606,603
−HK$32,773/mo
▼ 0.25% · 3.875%
HK$622,872
−HK$16,504/mo
Today · 4.125%
HK$639,376
baseline
▲ 0.50% · 4.625%
HK$673,079
+HK$33,703/mo
Deposit HK$79.71M · loan HK$119.56M · min. income ≈ HK$1,278,752/mo (50% DSR)
Upfront cash ≈ HK$92.66M (deposit + AVD stamp duty HK$12,952,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$636,144
−HK$39,892/mo
▼ 0.25% · 3.875%
HK$655,932
−HK$20,104/mo
Today · 4.125%
HK$676,036
baseline
▲ 0.50% · 4.625%
HK$717,171
+HK$41,135/mo
Deposit HK$59.78M · loan HK$139.49M · min. income ≈ HK$1,352,072/mo (50% DSR)
Upfront cash ≈ HK$72.73M (deposit + AVD stamp duty HK$12,952,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$707,704
−HK$38,235/mo
▼ 0.25% · 3.875%
HK$726,684
−HK$19,255/mo
Today · 4.125%
HK$745,939
baseline
▲ 0.50% · 4.625%
HK$785,258
+HK$39,319/mo
Deposit HK$59.78M · loan HK$139.49M · min. income ≈ HK$1,491,878/mo (50% DSR)
Upfront cash ≈ HK$72.73M (deposit + AVD stamp duty HK$12,952,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$817,899
−HK$51,290/mo
▼ 0.25% · 3.875%
HK$843,341
−HK$25,848/mo
Today · 4.125%
HK$869,189
baseline
▲ 0.50% · 4.625%
HK$922,077
+HK$52,888/mo
Deposit HK$19.93M · loan HK$179.34M · min. income ≈ HK$1,738,378/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$12,952,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$909,905
−HK$49,159/mo
▼ 0.25% · 3.875%
HK$934,308
−HK$24,756/mo
Today · 4.125%
HK$959,064
baseline
▲ 0.50% · 4.625%
HK$1,009,618
+HK$50,554/mo
Deposit HK$19.93M · loan HK$179.34M · min. income ≈ HK$1,918,128/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$12,952,603 · Scale 2, in force from 26 Feb 2026)