LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,439
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,853
−HK$1,436/mo
Today · 4.125%
HK$48,289
baseline
▲ 0.50% · 4.625%
HK$51,227
+HK$2,938/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,578/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,551
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,906
−HK$1,376/mo
Today · 4.125%
HK$53,282
baseline
▲ 0.50% · 4.625%
HK$56,090
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,564/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,527
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,223
−HK$1,723/mo
Today · 4.125%
HK$57,946
baseline
▲ 0.50% · 4.625%
HK$61,472
+HK$3,526/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,892/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,661
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,288
−HK$1,650/mo
Today · 4.125%
HK$63,938
baseline
▲ 0.50% · 4.625%
HK$67,308
+HK$3,370/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,876/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,615
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,594
−HK$2,010/mo
Today · 4.125%
HK$67,604
baseline
▲ 0.50% · 4.625%
HK$71,717
+HK$4,113/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,208/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,771
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,669
−HK$1,925/mo
Today · 4.125%
HK$74,594
baseline
▲ 0.50% · 4.625%
HK$78,526
+HK$3,932/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,188/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,790
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,335
−HK$2,584/mo
Today · 4.125%
HK$86,919
baseline
▲ 0.50% · 4.625%
HK$92,208
+HK$5,289/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,838/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,991
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,431
−HK$2,476/mo
Today · 4.125%
HK$95,907
baseline
▲ 0.50% · 4.625%
HK$100,962
+HK$5,055/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,814/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,270 · Scale 2, in force from 26 Feb 2026)