LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,440
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,854
−HK$1,436/mo
Today · 4.125%
HK$48,290
baseline
▲ 0.50% · 4.625%
HK$51,228
+HK$2,938/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,580/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,552
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,907
−HK$1,376/mo
Today · 4.125%
HK$53,283
baseline
▲ 0.50% · 4.625%
HK$56,091
+HK$2,808/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,566/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,528
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,224
−HK$1,724/mo
Today · 4.125%
HK$57,948
baseline
▲ 0.50% · 4.625%
HK$61,474
+HK$3,526/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,896/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,662
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,289
−HK$1,650/mo
Today · 4.125%
HK$63,939
baseline
▲ 0.50% · 4.625%
HK$67,310
+HK$3,371/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,878/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,616
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,595
−HK$2,011/mo
Today · 4.125%
HK$67,606
baseline
▲ 0.50% · 4.625%
HK$71,719
+HK$4,113/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,212/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,772
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,670
−HK$1,926/mo
Today · 4.125%
HK$74,596
baseline
▲ 0.50% · 4.625%
HK$78,528
+HK$3,932/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,192/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,792
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,336
−HK$2,585/mo
Today · 4.125%
HK$86,921
baseline
▲ 0.50% · 4.625%
HK$92,210
+HK$5,289/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$173,842/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,993
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,433
−HK$2,476/mo
Today · 4.125%
HK$95,909
baseline
▲ 0.50% · 4.625%
HK$100,965
+HK$5,056/mo
Deposit HK$1.99M · loan HK$17.93M · min. income ≈ HK$191,818/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,287 · Scale 2, in force from 26 Feb 2026)