LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,442
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,855
−HK$1,436/mo
Today · 4.125%
HK$48,291
baseline
▲ 0.50% · 4.625%
HK$51,230
+HK$2,939/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,582/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,554
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,909
−HK$1,376/mo
Today · 4.125%
HK$53,285
baseline
▲ 0.50% · 4.625%
HK$56,094
+HK$2,809/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,570/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,530
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,226
−HK$1,724/mo
Today · 4.125%
HK$57,950
baseline
▲ 0.50% · 4.625%
HK$61,476
+HK$3,526/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,900/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,664
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,291
−HK$1,651/mo
Today · 4.125%
HK$63,942
baseline
▲ 0.50% · 4.625%
HK$67,312
+HK$3,370/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,884/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,619
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,597
−HK$2,011/mo
Today · 4.125%
HK$67,608
baseline
▲ 0.50% · 4.625%
HK$71,722
+HK$4,114/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,216/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,775
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,673
−HK$1,926/mo
Today · 4.125%
HK$74,599
baseline
▲ 0.50% · 4.625%
HK$78,531
+HK$3,932/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,198/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,795
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,340
−HK$2,585/mo
Today · 4.125%
HK$86,925
baseline
▲ 0.50% · 4.625%
HK$92,214
+HK$5,289/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,850/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,996
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,437
−HK$2,476/mo
Today · 4.125%
HK$95,913
baseline
▲ 0.50% · 4.625%
HK$100,968
+HK$5,055/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,826/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,315 · Scale 2, in force from 26 Feb 2026)