LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,445
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,858
−HK$1,436/mo
Today · 4.125%
HK$48,294
baseline
▲ 0.50% · 4.625%
HK$51,233
+HK$2,939/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,588/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,557
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,913
−HK$1,375/mo
Today · 4.125%
HK$53,288
baseline
▲ 0.50% · 4.625%
HK$56,097
+HK$2,809/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,576/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,534
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,230
−HK$1,723/mo
Today · 4.125%
HK$57,953
baseline
▲ 0.50% · 4.625%
HK$61,480
+HK$3,527/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,906/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,668
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,295
−HK$1,651/mo
Today · 4.125%
HK$63,946
baseline
▲ 0.50% · 4.625%
HK$67,316
+HK$3,370/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,892/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,622
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,601
−HK$2,011/mo
Today · 4.125%
HK$67,612
baseline
▲ 0.50% · 4.625%
HK$71,726
+HK$4,114/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,224/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,779
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,678
−HK$1,925/mo
Today · 4.125%
HK$74,603
baseline
▲ 0.50% · 4.625%
HK$78,536
+HK$3,933/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,206/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,800
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,345
−HK$2,585/mo
Today · 4.125%
HK$86,930
baseline
▲ 0.50% · 4.625%
HK$92,219
+HK$5,289/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,860/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,002
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,443
−HK$2,476/mo
Today · 4.125%
HK$95,919
baseline
▲ 0.50% · 4.625%
HK$100,975
+HK$5,056/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,838/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,360 · Scale 2, in force from 26 Feb 2026)