LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,445
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,859
−HK$1,436/mo
Today · 4.125%
HK$48,295
baseline
▲ 0.50% · 4.625%
HK$51,234
+HK$2,939/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$96,590/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,557
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,913
−HK$1,376/mo
Today · 4.125%
HK$53,289
baseline
▲ 0.50% · 4.625%
HK$56,098
+HK$2,809/mo
Deposit HK$9.96M · loan HK$9.96M · min. income ≈ HK$106,578/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,534
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,231
−HK$1,723/mo
Today · 4.125%
HK$57,954
baseline
▲ 0.50% · 4.625%
HK$61,481
+HK$3,527/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,908/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,669
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,296
−HK$1,651/mo
Today · 4.125%
HK$63,947
baseline
▲ 0.50% · 4.625%
HK$67,317
+HK$3,370/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,894/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,623
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,602
−HK$2,011/mo
Today · 4.125%
HK$67,613
baseline
▲ 0.50% · 4.625%
HK$71,727
+HK$4,114/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,226/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,780
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,679
−HK$1,925/mo
Today · 4.125%
HK$74,604
baseline
▲ 0.50% · 4.625%
HK$78,537
+HK$3,933/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,208/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,802
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,346
−HK$2,585/mo
Today · 4.125%
HK$86,931
baseline
▲ 0.50% · 4.625%
HK$92,221
+HK$5,290/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,862/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,003
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,444
−HK$2,476/mo
Today · 4.125%
HK$95,920
baseline
▲ 0.50% · 4.625%
HK$100,976
+HK$5,056/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,840/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,372 · Scale 2, in force from 26 Feb 2026)