LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,446
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,859
−HK$1,437/mo
Today · 4.125%
HK$48,296
baseline
▲ 0.50% · 4.625%
HK$51,234
+HK$2,938/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,592/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,558
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,914
−HK$1,375/mo
Today · 4.125%
HK$53,289
baseline
▲ 0.50% · 4.625%
HK$56,098
+HK$2,809/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,578/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,535
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,231
−HK$1,724/mo
Today · 4.125%
HK$57,955
baseline
▲ 0.50% · 4.625%
HK$61,481
+HK$3,526/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,910/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,670
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,297
−HK$1,650/mo
Today · 4.125%
HK$63,947
baseline
▲ 0.50% · 4.625%
HK$67,318
+HK$3,371/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,894/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,624
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,603
−HK$2,011/mo
Today · 4.125%
HK$67,614
baseline
▲ 0.50% · 4.625%
HK$71,728
+HK$4,114/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,228/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,781
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,679
−HK$1,926/mo
Today · 4.125%
HK$74,605
baseline
▲ 0.50% · 4.625%
HK$78,538
+HK$3,933/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,210/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,802
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,347
−HK$2,585/mo
Today · 4.125%
HK$86,932
baseline
▲ 0.50% · 4.625%
HK$92,222
+HK$5,290/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,864/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,004
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,445
−HK$2,476/mo
Today · 4.125%
HK$95,921
baseline
▲ 0.50% · 4.625%
HK$100,977
+HK$5,056/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,842/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,379 · Scale 2, in force from 26 Feb 2026)