LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,448
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,861
−HK$1,437/mo
Today · 4.125%
HK$48,298
baseline
▲ 0.50% · 4.625%
HK$51,236
+HK$2,938/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,596/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,560
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,916
−HK$1,376/mo
Today · 4.125%
HK$53,292
baseline
▲ 0.50% · 4.625%
HK$56,101
+HK$2,809/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,584/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,537
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,234
−HK$1,723/mo
Today · 4.125%
HK$57,957
baseline
▲ 0.50% · 4.625%
HK$61,484
+HK$3,527/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,914/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,672
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,299
−HK$1,651/mo
Today · 4.125%
HK$63,950
baseline
▲ 0.50% · 4.625%
HK$67,321
+HK$3,371/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,900/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,627
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,606
−HK$2,011/mo
Today · 4.125%
HK$67,617
baseline
▲ 0.50% · 4.625%
HK$71,731
+HK$4,114/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,234/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,784
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,682
−HK$1,926/mo
Today · 4.125%
HK$74,608
baseline
▲ 0.50% · 4.625%
HK$78,541
+HK$3,933/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,216/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,806
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,350
−HK$2,586/mo
Today · 4.125%
HK$86,936
baseline
▲ 0.50% · 4.625%
HK$92,226
+HK$5,290/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,872/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,008
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,449
−HK$2,476/mo
Today · 4.125%
HK$95,925
baseline
▲ 0.50% · 4.625%
HK$100,981
+HK$5,056/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,850/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,411 · Scale 2, in force from 26 Feb 2026)