LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,449
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,863
−HK$1,436/mo
Today · 4.125%
HK$48,299
baseline
▲ 0.50% · 4.625%
HK$51,238
+HK$2,939/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,598/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,562
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,918
−HK$1,376/mo
Today · 4.125%
HK$53,294
baseline
▲ 0.50% · 4.625%
HK$56,103
+HK$2,809/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,588/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,539
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,236
−HK$1,723/mo
Today · 4.125%
HK$57,959
baseline
▲ 0.50% · 4.625%
HK$61,486
+HK$3,527/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,918/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,674
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,301
−HK$1,651/mo
Today · 4.125%
HK$63,952
baseline
▲ 0.50% · 4.625%
HK$67,323
+HK$3,371/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,904/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,629
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,608
−HK$2,011/mo
Today · 4.125%
HK$67,619
baseline
▲ 0.50% · 4.625%
HK$71,734
+HK$4,115/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,238/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,787
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,685
−HK$1,926/mo
Today · 4.125%
HK$74,611
baseline
▲ 0.50% · 4.625%
HK$78,544
+HK$3,933/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,222/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,809
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,353
−HK$2,586/mo
Today · 4.125%
HK$86,939
baseline
▲ 0.50% · 4.625%
HK$92,229
+HK$5,290/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,878/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,011
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,452
−HK$2,476/mo
Today · 4.125%
HK$95,928
baseline
▲ 0.50% · 4.625%
HK$100,985
+HK$5,057/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,856/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,437 · Scale 2, in force from 26 Feb 2026)