LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,450
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,863
−HK$1,437/mo
Today · 4.125%
HK$48,300
baseline
▲ 0.50% · 4.625%
HK$51,239
+HK$2,939/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,600/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,562
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,918
−HK$1,376/mo
Today · 4.125%
HK$53,294
baseline
▲ 0.50% · 4.625%
HK$56,103
+HK$2,809/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,588/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,540
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,236
−HK$1,724/mo
Today · 4.125%
HK$57,960
baseline
▲ 0.50% · 4.625%
HK$61,486
+HK$3,526/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,920/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,675
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,302
−HK$1,651/mo
Today · 4.125%
HK$63,953
baseline
▲ 0.50% · 4.625%
HK$67,324
+HK$3,371/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,906/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,630
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,609
−HK$2,011/mo
Today · 4.125%
HK$67,620
baseline
▲ 0.50% · 4.625%
HK$71,734
+HK$4,114/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,240/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,787
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,686
−HK$1,926/mo
Today · 4.125%
HK$74,612
baseline
▲ 0.50% · 4.625%
HK$78,545
+HK$3,933/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,224/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,809
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,354
−HK$2,586/mo
Today · 4.125%
HK$86,940
baseline
▲ 0.50% · 4.625%
HK$92,230
+HK$5,290/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,880/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,012
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,453
−HK$2,476/mo
Today · 4.125%
HK$95,929
baseline
▲ 0.50% · 4.625%
HK$100,986
+HK$5,057/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,858/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,444 · Scale 2, in force from 26 Feb 2026)