LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,451
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,865
−HK$1,436/mo
Today · 4.125%
HK$48,301
baseline
▲ 0.50% · 4.625%
HK$51,240
+HK$2,939/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,602/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,564
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,920
−HK$1,375/mo
Today · 4.125%
HK$53,295
baseline
▲ 0.50% · 4.625%
HK$56,105
+HK$2,810/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,590/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,541
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,237
−HK$1,724/mo
Today · 4.125%
HK$57,961
baseline
▲ 0.50% · 4.625%
HK$61,488
+HK$3,527/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,922/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,676
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,304
−HK$1,650/mo
Today · 4.125%
HK$63,954
baseline
▲ 0.50% · 4.625%
HK$67,326
+HK$3,372/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,908/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,631
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,610
−HK$2,011/mo
Today · 4.125%
HK$67,621
baseline
▲ 0.50% · 4.625%
HK$71,736
+HK$4,115/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,242/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,789
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,687
−HK$1,926/mo
Today · 4.125%
HK$74,613
baseline
▲ 0.50% · 4.625%
HK$78,546
+HK$3,933/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,226/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,811
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,356
−HK$2,586/mo
Today · 4.125%
HK$86,942
baseline
▲ 0.50% · 4.625%
HK$92,232
+HK$5,290/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,884/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,014
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,455
−HK$2,477/mo
Today · 4.125%
HK$95,932
baseline
▲ 0.50% · 4.625%
HK$100,988
+HK$5,056/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,864/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,462 · Scale 2, in force from 26 Feb 2026)