LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,452
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,866
−HK$1,437/mo
Today · 4.125%
HK$48,303
baseline
▲ 0.50% · 4.625%
HK$51,242
+HK$2,939/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,606/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,565
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,922
−HK$1,375/mo
Today · 4.125%
HK$53,297
baseline
▲ 0.50% · 4.625%
HK$56,107
+HK$2,810/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,594/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,543
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,240
−HK$1,723/mo
Today · 4.125%
HK$57,963
baseline
▲ 0.50% · 4.625%
HK$61,490
+HK$3,527/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,926/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,678
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,306
−HK$1,651/mo
Today · 4.125%
HK$63,957
baseline
▲ 0.50% · 4.625%
HK$67,328
+HK$3,371/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,914/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,633
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,613
−HK$2,011/mo
Today · 4.125%
HK$67,624
baseline
▲ 0.50% · 4.625%
HK$71,739
+HK$4,115/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,248/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,792
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,690
−HK$1,926/mo
Today · 4.125%
HK$74,616
baseline
▲ 0.50% · 4.625%
HK$78,549
+HK$3,933/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,232/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,814
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,359
−HK$2,586/mo
Today · 4.125%
HK$86,945
baseline
▲ 0.50% · 4.625%
HK$92,235
+HK$5,290/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,890/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,018
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,459
−HK$2,476/mo
Today · 4.125%
HK$95,935
baseline
▲ 0.50% · 4.625%
HK$100,992
+HK$5,057/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,870/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,490 · Scale 2, in force from 26 Feb 2026)