LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,455
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,869
−HK$1,437/mo
Today · 4.125%
HK$48,306
baseline
▲ 0.50% · 4.625%
HK$51,245
+HK$2,939/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,612/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,569
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,925
−HK$1,376/mo
Today · 4.125%
HK$53,301
baseline
▲ 0.50% · 4.625%
HK$56,110
+HK$2,809/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,602/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$747,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,547
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,243
−HK$1,724/mo
Today · 4.125%
HK$57,967
baseline
▲ 0.50% · 4.625%
HK$61,494
+HK$3,527/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,934/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,682
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,310
−HK$1,651/mo
Today · 4.125%
HK$63,961
baseline
▲ 0.50% · 4.625%
HK$67,332
+HK$3,371/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,922/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,638
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,617
−HK$2,011/mo
Today · 4.125%
HK$67,628
baseline
▲ 0.50% · 4.625%
HK$71,743
+HK$4,115/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$135,256/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,796
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,695
−HK$1,926/mo
Today · 4.125%
HK$74,621
baseline
▲ 0.50% · 4.625%
HK$78,554
+HK$3,933/mo
Deposit HK$5.98M · loan HK$13.95M · min. income ≈ HK$149,242/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,820
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,365
−HK$2,586/mo
Today · 4.125%
HK$86,951
baseline
▲ 0.50% · 4.625%
HK$92,241
+HK$5,290/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,902/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,024
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,465
−HK$2,476/mo
Today · 4.125%
HK$95,941
baseline
▲ 0.50% · 4.625%
HK$100,999
+HK$5,058/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,882/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,539 · Scale 2, in force from 26 Feb 2026)