LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,459
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,873
−HK$1,436/mo
Today · 4.125%
HK$48,309
baseline
▲ 0.50% · 4.625%
HK$51,249
+HK$2,940/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,618/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,572
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,929
−HK$1,376/mo
Today · 4.125%
HK$53,305
baseline
▲ 0.50% · 4.625%
HK$56,114
+HK$2,809/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,610/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,550
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,247
−HK$1,724/mo
Today · 4.125%
HK$57,971
baseline
▲ 0.50% · 4.625%
HK$61,499
+HK$3,528/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,942/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,687
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,314
−HK$1,651/mo
Today · 4.125%
HK$63,965
baseline
▲ 0.50% · 4.625%
HK$67,337
+HK$3,372/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,930/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,642
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,622
−HK$2,011/mo
Today · 4.125%
HK$67,633
baseline
▲ 0.50% · 4.625%
HK$71,748
+HK$4,115/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,266/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,801
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,700
−HK$1,926/mo
Today · 4.125%
HK$74,626
baseline
▲ 0.50% · 4.625%
HK$78,560
+HK$3,934/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,252/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,825
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,371
−HK$2,586/mo
Today · 4.125%
HK$86,957
baseline
▲ 0.50% · 4.625%
HK$92,248
+HK$5,291/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,914/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,030
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,471
−HK$2,477/mo
Today · 4.125%
HK$95,948
baseline
▲ 0.50% · 4.625%
HK$101,006
+HK$5,058/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,896/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,591 · Scale 2, in force from 26 Feb 2026)