LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,459
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,873
−HK$1,437/mo
Today · 4.125%
HK$48,310
baseline
▲ 0.50% · 4.625%
HK$51,249
+HK$2,939/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,620/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,573
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,929
−HK$1,376/mo
Today · 4.125%
HK$53,305
baseline
▲ 0.50% · 4.625%
HK$56,115
+HK$2,810/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,610/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,551
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,248
−HK$1,724/mo
Today · 4.125%
HK$57,972
baseline
▲ 0.50% · 4.625%
HK$61,499
+HK$3,527/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,944/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,687
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,315
−HK$1,651/mo
Today · 4.125%
HK$63,966
baseline
▲ 0.50% · 4.625%
HK$67,338
+HK$3,372/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,932/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,643
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,622
−HK$2,012/mo
Today · 4.125%
HK$67,634
baseline
▲ 0.50% · 4.625%
HK$71,749
+HK$4,115/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,268/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,802
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,701
−HK$1,926/mo
Today · 4.125%
HK$74,627
baseline
▲ 0.50% · 4.625%
HK$78,561
+HK$3,934/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,254/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,826
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,372
−HK$2,586/mo
Today · 4.125%
HK$86,958
baseline
▲ 0.50% · 4.625%
HK$92,249
+HK$5,291/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,916/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,031
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,472
−HK$2,477/mo
Today · 4.125%
HK$95,949
baseline
▲ 0.50% · 4.625%
HK$101,007
+HK$5,058/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,898/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,599 · Scale 2, in force from 26 Feb 2026)