LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,460
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,874
−HK$1,436/mo
Today · 4.125%
HK$48,310
baseline
▲ 0.50% · 4.625%
HK$51,250
+HK$2,940/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,620/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,573
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,930
−HK$1,376/mo
Today · 4.125%
HK$53,306
baseline
▲ 0.50% · 4.625%
HK$56,116
+HK$2,810/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,612/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,552
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,249
−HK$1,724/mo
Today · 4.125%
HK$57,973
baseline
▲ 0.50% · 4.625%
HK$61,500
+HK$3,527/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,946/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,688
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,316
−HK$1,651/mo
Today · 4.125%
HK$63,967
baseline
▲ 0.50% · 4.625%
HK$67,339
+HK$3,372/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,934/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,644
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,623
−HK$2,012/mo
Today · 4.125%
HK$67,635
baseline
▲ 0.50% · 4.625%
HK$71,750
+HK$4,115/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,270/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,803
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,702
−HK$1,926/mo
Today · 4.125%
HK$74,628
baseline
▲ 0.50% · 4.625%
HK$78,562
+HK$3,934/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,256/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,828
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,373
−HK$2,586/mo
Today · 4.125%
HK$86,959
baseline
▲ 0.50% · 4.625%
HK$92,250
+HK$5,291/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,918/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,032
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,474
−HK$2,476/mo
Today · 4.125%
HK$95,950
baseline
▲ 0.50% · 4.625%
HK$101,008
+HK$5,058/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,900/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,609 · Scale 2, in force from 26 Feb 2026)