LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,461
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,875
−HK$1,437/mo
Today · 4.125%
HK$48,312
baseline
▲ 0.50% · 4.625%
HK$51,251
+HK$2,939/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,624/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,575
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,931
−HK$1,376/mo
Today · 4.125%
HK$53,307
baseline
▲ 0.50% · 4.625%
HK$56,117
+HK$2,810/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,614/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,553
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,250
−HK$1,724/mo
Today · 4.125%
HK$57,974
baseline
▲ 0.50% · 4.625%
HK$61,502
+HK$3,528/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,948/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,690
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,318
−HK$1,651/mo
Today · 4.125%
HK$63,969
baseline
▲ 0.50% · 4.625%
HK$67,341
+HK$3,372/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,938/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,645
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,625
−HK$2,012/mo
Today · 4.125%
HK$67,637
baseline
▲ 0.50% · 4.625%
HK$71,752
+HK$4,115/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,274/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,805
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,704
−HK$1,926/mo
Today · 4.125%
HK$74,630
baseline
▲ 0.50% · 4.625%
HK$78,564
+HK$3,934/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,260/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,830
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,375
−HK$2,586/mo
Today · 4.125%
HK$86,961
baseline
▲ 0.50% · 4.625%
HK$92,253
+HK$5,292/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,922/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,035
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,476
−HK$2,477/mo
Today · 4.125%
HK$95,953
baseline
▲ 0.50% · 4.625%
HK$101,011
+HK$5,058/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,906/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,630 · Scale 2, in force from 26 Feb 2026)