LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,462
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,876
−HK$1,437/mo
Today · 4.125%
HK$48,313
baseline
▲ 0.50% · 4.625%
HK$51,252
+HK$2,939/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,626/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,576
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,932
−HK$1,376/mo
Today · 4.125%
HK$53,308
baseline
▲ 0.50% · 4.625%
HK$56,118
+HK$2,810/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,616/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,554
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,251
−HK$1,724/mo
Today · 4.125%
HK$57,975
baseline
▲ 0.50% · 4.625%
HK$61,503
+HK$3,528/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$115,950/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,691
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,319
−HK$1,651/mo
Today · 4.125%
HK$63,970
baseline
▲ 0.50% · 4.625%
HK$67,342
+HK$3,372/mo
Deposit HK$7.97M · loan HK$11.96M · min. income ≈ HK$127,940/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,646
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,626
−HK$2,012/mo
Today · 4.125%
HK$67,638
baseline
▲ 0.50% · 4.625%
HK$71,753
+HK$4,115/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,276/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,806
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,705
−HK$1,926/mo
Today · 4.125%
HK$74,631
baseline
▲ 0.50% · 4.625%
HK$78,565
+HK$3,934/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,262/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,831
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,377
−HK$2,586/mo
Today · 4.125%
HK$86,963
baseline
▲ 0.50% · 4.625%
HK$92,254
+HK$5,291/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,926/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,036
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,478
−HK$2,477/mo
Today · 4.125%
HK$95,955
baseline
▲ 0.50% · 4.625%
HK$101,013
+HK$5,058/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,910/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,643 · Scale 2, in force from 26 Feb 2026)