LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,465
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,879
−HK$1,437/mo
Today · 4.125%
HK$48,316
baseline
▲ 0.50% · 4.625%
HK$51,256
+HK$2,940/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,632/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,579
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,936
−HK$1,376/mo
Today · 4.125%
HK$53,312
baseline
▲ 0.50% · 4.625%
HK$56,122
+HK$2,810/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,624/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,558
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,255
−HK$1,724/mo
Today · 4.125%
HK$57,979
baseline
▲ 0.50% · 4.625%
HK$61,507
+HK$3,528/mo
Deposit HK$7.98M · loan HK$11.96M · min. income ≈ HK$115,958/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,695
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,323
−HK$1,652/mo
Today · 4.125%
HK$63,975
baseline
▲ 0.50% · 4.625%
HK$67,347
+HK$3,372/mo
Deposit HK$7.98M · loan HK$11.96M · min. income ≈ HK$127,950/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,651
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,631
−HK$2,012/mo
Today · 4.125%
HK$67,643
baseline
▲ 0.50% · 4.625%
HK$71,759
+HK$4,116/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,286/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,811
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,710
−HK$1,927/mo
Today · 4.125%
HK$74,637
baseline
▲ 0.50% · 4.625%
HK$78,571
+HK$3,934/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,274/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,837
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,383
−HK$2,586/mo
Today · 4.125%
HK$86,969
baseline
▲ 0.50% · 4.625%
HK$92,261
+HK$5,292/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$173,938/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,043
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,485
−HK$2,477/mo
Today · 4.125%
HK$95,962
baseline
▲ 0.50% · 4.625%
HK$101,020
+HK$5,058/mo
Deposit HK$1.99M · loan HK$17.94M · min. income ≈ HK$191,924/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,697 · Scale 2, in force from 26 Feb 2026)