LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,467
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,881
−HK$1,437/mo
Today · 4.125%
HK$48,318
baseline
▲ 0.50% · 4.625%
HK$51,258
+HK$2,940/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,636/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,582
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,938
−HK$1,376/mo
Today · 4.125%
HK$53,314
baseline
▲ 0.50% · 4.625%
HK$56,125
+HK$2,811/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,628/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,560
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,257
−HK$1,725/mo
Today · 4.125%
HK$57,982
baseline
▲ 0.50% · 4.625%
HK$61,510
+HK$3,528/mo
Deposit HK$7.98M · loan HK$11.96M · min. income ≈ HK$115,964/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,698
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,326
−HK$1,651/mo
Today · 4.125%
HK$63,977
baseline
▲ 0.50% · 4.625%
HK$67,349
+HK$3,372/mo
Deposit HK$7.98M · loan HK$11.96M · min. income ≈ HK$127,954/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,654
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,634
−HK$2,011/mo
Today · 4.125%
HK$67,645
baseline
▲ 0.50% · 4.625%
HK$71,761
+HK$4,116/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,290/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,814
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,713
−HK$1,927/mo
Today · 4.125%
HK$74,640
baseline
▲ 0.50% · 4.625%
HK$78,574
+HK$3,934/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,280/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,840
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,386
−HK$2,587/mo
Today · 4.125%
HK$86,973
baseline
▲ 0.50% · 4.625%
HK$92,265
+HK$5,292/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$173,946/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,047
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,489
−HK$2,477/mo
Today · 4.125%
HK$95,966
baseline
▲ 0.50% · 4.625%
HK$101,024
+HK$5,058/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$191,932/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,728 · Scale 2, in force from 26 Feb 2026)