LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,469
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,884
−HK$1,437/mo
Today · 4.125%
HK$48,321
baseline
▲ 0.50% · 4.625%
HK$51,261
+HK$2,940/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,642/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,584
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,941
−HK$1,376/mo
Today · 4.125%
HK$53,317
baseline
▲ 0.50% · 4.625%
HK$56,127
+HK$2,810/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,634/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,563
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,260
−HK$1,725/mo
Today · 4.125%
HK$57,985
baseline
▲ 0.50% · 4.625%
HK$61,513
+HK$3,528/mo
Deposit HK$7.98M · loan HK$11.96M · min. income ≈ HK$115,970/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,701
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,329
−HK$1,651/mo
Today · 4.125%
HK$63,980
baseline
▲ 0.50% · 4.625%
HK$67,353
+HK$3,373/mo
Deposit HK$7.98M · loan HK$11.96M · min. income ≈ HK$127,960/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,657
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,637
−HK$2,012/mo
Today · 4.125%
HK$67,649
baseline
▲ 0.50% · 4.625%
HK$71,765
+HK$4,116/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,298/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,818
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,717
−HK$1,927/mo
Today · 4.125%
HK$74,644
baseline
▲ 0.50% · 4.625%
HK$78,578
+HK$3,934/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,288/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,845
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,390
−HK$2,587/mo
Today · 4.125%
HK$86,977
baseline
▲ 0.50% · 4.625%
HK$92,269
+HK$5,292/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$173,954/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,051
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,493
−HK$2,478/mo
Today · 4.125%
HK$95,971
baseline
▲ 0.50% · 4.625%
HK$101,029
+HK$5,058/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$191,942/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,766 · Scale 2, in force from 26 Feb 2026)