LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,470
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,885
−HK$1,437/mo
Today · 4.125%
HK$48,322
baseline
▲ 0.50% · 4.625%
HK$51,262
+HK$2,940/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,644/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,585
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,942
−HK$1,376/mo
Today · 4.125%
HK$53,318
baseline
▲ 0.50% · 4.625%
HK$56,129
+HK$2,811/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,636/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,565
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,262
−HK$1,724/mo
Today · 4.125%
HK$57,986
baseline
▲ 0.50% · 4.625%
HK$61,515
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.96M · min. income ≈ HK$115,972/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,702
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,330
−HK$1,652/mo
Today · 4.125%
HK$63,982
baseline
▲ 0.50% · 4.625%
HK$67,355
+HK$3,373/mo
Deposit HK$7.98M · loan HK$11.96M · min. income ≈ HK$127,964/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,659
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,639
−HK$2,012/mo
Today · 4.125%
HK$67,651
baseline
▲ 0.50% · 4.625%
HK$71,767
+HK$4,116/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,302/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,820
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,719
−HK$1,927/mo
Today · 4.125%
HK$74,646
baseline
▲ 0.50% · 4.625%
HK$78,580
+HK$3,934/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,292/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,847
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,393
−HK$2,586/mo
Today · 4.125%
HK$86,979
baseline
▲ 0.50% · 4.625%
HK$92,272
+HK$5,293/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$173,958/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,054
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,496
−HK$2,477/mo
Today · 4.125%
HK$95,973
baseline
▲ 0.50% · 4.625%
HK$101,032
+HK$5,059/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$191,946/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,785 · Scale 2, in force from 26 Feb 2026)