LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,471
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,886
−HK$1,437/mo
Today · 4.125%
HK$48,323
baseline
▲ 0.50% · 4.625%
HK$51,263
+HK$2,940/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,646/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,586
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,943
−HK$1,376/mo
Today · 4.125%
HK$53,319
baseline
▲ 0.50% · 4.625%
HK$56,130
+HK$2,811/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,638/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,565
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,263
−HK$1,724/mo
Today · 4.125%
HK$57,987
baseline
▲ 0.50% · 4.625%
HK$61,515
+HK$3,528/mo
Deposit HK$7.98M · loan HK$11.96M · min. income ≈ HK$115,974/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,703
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,331
−HK$1,652/mo
Today · 4.125%
HK$63,983
baseline
▲ 0.50% · 4.625%
HK$67,356
+HK$3,373/mo
Deposit HK$7.98M · loan HK$11.96M · min. income ≈ HK$127,966/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,660
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,640
−HK$2,012/mo
Today · 4.125%
HK$67,652
baseline
▲ 0.50% · 4.625%
HK$71,768
+HK$4,116/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,304/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,821
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,720
−HK$1,927/mo
Today · 4.125%
HK$74,647
baseline
▲ 0.50% · 4.625%
HK$78,582
+HK$3,935/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,294/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,848
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,394
−HK$2,587/mo
Today · 4.125%
HK$86,981
baseline
▲ 0.50% · 4.625%
HK$92,273
+HK$5,292/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$173,962/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,055
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,497
−HK$2,477/mo
Today · 4.125%
HK$95,974
baseline
▲ 0.50% · 4.625%
HK$101,033
+HK$5,059/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$191,948/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,796 · Scale 2, in force from 26 Feb 2026)