LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,473
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,887
−HK$1,438/mo
Today · 4.125%
HK$48,325
baseline
▲ 0.50% · 4.625%
HK$51,265
+HK$2,940/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,650/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,588
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,945
−HK$1,376/mo
Today · 4.125%
HK$53,321
baseline
▲ 0.50% · 4.625%
HK$56,132
+HK$2,811/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,642/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,568
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,265
−HK$1,724/mo
Today · 4.125%
HK$57,989
baseline
▲ 0.50% · 4.625%
HK$61,518
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$115,978/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,706
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,334
−HK$1,652/mo
Today · 4.125%
HK$63,986
baseline
▲ 0.50% · 4.625%
HK$67,358
+HK$3,372/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$127,972/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$747,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,662
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,642
−HK$2,012/mo
Today · 4.125%
HK$67,654
baseline
▲ 0.50% · 4.625%
HK$71,771
+HK$4,117/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,308/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,824
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,723
−HK$1,927/mo
Today · 4.125%
HK$74,650
baseline
▲ 0.50% · 4.625%
HK$78,585
+HK$3,935/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,300/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,851
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,397
−HK$2,587/mo
Today · 4.125%
HK$86,984
baseline
▲ 0.50% · 4.625%
HK$92,277
+HK$5,293/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$173,968/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,059
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,501
−HK$2,477/mo
Today · 4.125%
HK$95,978
baseline
▲ 0.50% · 4.625%
HK$101,038
+HK$5,060/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$191,956/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,827 · Scale 2, in force from 26 Feb 2026)