LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,475
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,890
−HK$1,437/mo
Today · 4.125%
HK$48,327
baseline
▲ 0.50% · 4.625%
HK$51,267
+HK$2,940/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,654/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,590
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,947
−HK$1,377/mo
Today · 4.125%
HK$53,324
baseline
▲ 0.50% · 4.625%
HK$56,134
+HK$2,810/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,648/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,570
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,267
−HK$1,725/mo
Today · 4.125%
HK$57,992
baseline
▲ 0.50% · 4.625%
HK$61,521
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$115,984/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$747,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,709
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,337
−HK$1,651/mo
Today · 4.125%
HK$63,988
baseline
▲ 0.50% · 4.625%
HK$67,361
+HK$3,373/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$127,976/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$747,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,665
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,645
−HK$2,012/mo
Today · 4.125%
HK$67,657
baseline
▲ 0.50% · 4.625%
HK$71,774
+HK$4,117/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,314/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,827
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,726
−HK$1,927/mo
Today · 4.125%
HK$74,653
baseline
▲ 0.50% · 4.625%
HK$78,588
+HK$3,935/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,306/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,855
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,401
−HK$2,587/mo
Today · 4.125%
HK$86,988
baseline
▲ 0.50% · 4.625%
HK$92,281
+HK$5,293/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$173,976/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,063
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,505
−HK$2,478/mo
Today · 4.125%
HK$95,983
baseline
▲ 0.50% · 4.625%
HK$101,042
+HK$5,059/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$191,966/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,860 · Scale 2, in force from 26 Feb 2026)