LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,477
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,892
−HK$1,437/mo
Today · 4.125%
HK$48,329
baseline
▲ 0.50% · 4.625%
HK$51,270
+HK$2,941/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,658/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,593
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,950
−HK$1,376/mo
Today · 4.125%
HK$53,326
baseline
▲ 0.50% · 4.625%
HK$56,137
+HK$2,811/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,652/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,573
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,270
−HK$1,725/mo
Today · 4.125%
HK$57,995
baseline
▲ 0.50% · 4.625%
HK$61,524
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$115,990/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$747,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,712
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,340
−HK$1,652/mo
Today · 4.125%
HK$63,992
baseline
▲ 0.50% · 4.625%
HK$67,365
+HK$3,373/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$127,984/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$747,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,668
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,649
−HK$2,012/mo
Today · 4.125%
HK$67,661
baseline
▲ 0.50% · 4.625%
HK$71,778
+HK$4,117/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,322/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,830
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,730
−HK$1,927/mo
Today · 4.125%
HK$74,657
baseline
▲ 0.50% · 4.625%
HK$78,592
+HK$3,935/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,314/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,859
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,405
−HK$2,587/mo
Today · 4.125%
HK$86,992
baseline
▲ 0.50% · 4.625%
HK$92,286
+HK$5,294/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$173,984/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,067
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,510
−HK$2,477/mo
Today · 4.125%
HK$95,987
baseline
▲ 0.50% · 4.625%
HK$101,047
+HK$5,060/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$191,974/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,897 · Scale 2, in force from 26 Feb 2026)