LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,480
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,894
−HK$1,438/mo
Today · 4.125%
HK$48,332
baseline
▲ 0.50% · 4.625%
HK$51,273
+HK$2,941/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,664/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,596
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,953
−HK$1,376/mo
Today · 4.125%
HK$53,329
baseline
▲ 0.50% · 4.625%
HK$56,140
+HK$2,811/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,658/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,576
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,273
−HK$1,725/mo
Today · 4.125%
HK$57,998
baseline
▲ 0.50% · 4.625%
HK$61,527
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$115,996/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$747,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,715
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,343
−HK$1,652/mo
Today · 4.125%
HK$63,995
baseline
▲ 0.50% · 4.625%
HK$67,368
+HK$3,373/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$127,990/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$747,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,672
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,652
−HK$2,012/mo
Today · 4.125%
HK$67,664
baseline
▲ 0.50% · 4.625%
HK$71,782
+HK$4,118/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,328/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,834
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,734
−HK$1,927/mo
Today · 4.125%
HK$74,661
baseline
▲ 0.50% · 4.625%
HK$78,596
+HK$3,935/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,322/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,863
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$84,410
−HK$2,587/mo
Today · 4.125%
HK$86,997
baseline
▲ 0.50% · 4.625%
HK$92,291
+HK$5,294/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$173,994/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,072
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,515
−HK$2,478/mo
Today · 4.125%
HK$95,993
baseline
▲ 0.50% · 4.625%
HK$101,053
+HK$5,060/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$191,986/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,938 · Scale 2, in force from 26 Feb 2026)