LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,481
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,896
−HK$1,437/mo
Today · 4.125%
HK$48,333
baseline
▲ 0.50% · 4.625%
HK$51,274
+HK$2,941/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,666/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,597
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,954
−HK$1,377/mo
Today · 4.125%
HK$53,331
baseline
▲ 0.50% · 4.625%
HK$56,142
+HK$2,811/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,662/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,577
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,275
−HK$1,725/mo
Today · 4.125%
HK$58,000
baseline
▲ 0.50% · 4.625%
HK$61,529
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,000/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$747,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,717
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,345
−HK$1,652/mo
Today · 4.125%
HK$63,997
baseline
▲ 0.50% · 4.625%
HK$67,370
+HK$3,373/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$127,994/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$747,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,673
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,654
−HK$2,012/mo
Today · 4.125%
HK$67,666
baseline
▲ 0.50% · 4.625%
HK$71,784
+HK$4,118/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,332/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,836
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,736
−HK$1,927/mo
Today · 4.125%
HK$74,663
baseline
▲ 0.50% · 4.625%
HK$78,599
+HK$3,936/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,326/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,866
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$84,412
−HK$2,588/mo
Today · 4.125%
HK$87,000
baseline
▲ 0.50% · 4.625%
HK$92,293
+HK$5,293/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$174,000/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,075
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,518
−HK$2,477/mo
Today · 4.125%
HK$95,995
baseline
▲ 0.50% · 4.625%
HK$101,055
+HK$5,060/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$191,990/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,960 · Scale 2, in force from 26 Feb 2026)