LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,483
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,898
−HK$1,437/mo
Today · 4.125%
HK$48,335
baseline
▲ 0.50% · 4.625%
HK$51,276
+HK$2,941/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,670/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,599
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,956
−HK$1,377/mo
Today · 4.125%
HK$53,333
baseline
▲ 0.50% · 4.625%
HK$56,144
+HK$2,811/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,666/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$747,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,579
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,277
−HK$1,725/mo
Today · 4.125%
HK$58,002
baseline
▲ 0.50% · 4.625%
HK$61,531
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,004/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$747,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,719
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,348
−HK$1,652/mo
Today · 4.125%
HK$64,000
baseline
▲ 0.50% · 4.625%
HK$67,373
+HK$3,373/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,000/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$747,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,676
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,657
−HK$2,012/mo
Today · 4.125%
HK$67,669
baseline
▲ 0.50% · 4.625%
HK$71,787
+HK$4,118/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,338/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,839
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,739
−HK$1,927/mo
Today · 4.125%
HK$74,666
baseline
▲ 0.50% · 4.625%
HK$78,602
+HK$3,936/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,332/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$747,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,869
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$84,416
−HK$2,587/mo
Today · 4.125%
HK$87,003
baseline
▲ 0.50% · 4.625%
HK$92,297
+HK$5,294/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$174,006/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,079
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,521
−HK$2,478/mo
Today · 4.125%
HK$95,999
baseline
▲ 0.50% · 4.625%
HK$101,060
+HK$5,061/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$191,998/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$747,990 · Scale 2, in force from 26 Feb 2026)